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While buying and keeping life insurance coverage is a straightforward process, you must take a few essential measures before putting the policy into effect. You may need to get checked out by a doctor. A medical exam isn’t always required, but many life insurance companies prefer to examine the findings before approving your coverage. It is standard practice

Benefits from life insurance policies are generally not subject to taxation. Although if you’re a primary beneficiary, you shouldn’t go crazy with the cash just yet. Gains from investing the money or the policyholder’s high net worth are two examples of circumstances that could trigger taxation of the earnings. Knowing the specifics of when and

When you buy a whole life insurance policy, you get lifetime protection. There are certain things for which paying is inevitable, whether it’s your children’s education, marriage, or retirement. However, not everyone secures their future, mainly because of the various myths surrounding whole life insurance. There are several misconceptions regarding whole life insurance, which makes people

While the insurance industry has struggled to gain momentum and generate profits in recent years, many opportunities await them in the aftermath of the COVID-19 pandemic. In light of the rapidly prevailing technological and strategic changes, the insurance ecosystem can no longer operate based on conventional methods. As people look forward to a brighter future

Am I too old to buy a whole life insurance plan? This is a popular question among seniors over the age of sixty. The truth is, even if you are over 70 or 80, it is never too late to invest in a whole life insurance plan. People up to the age of 85 are eligible

Royal Neighbors has many products. Still, in this article, I will only focus on their final expense product, a simplified life insurance product that starts at a face amount of 7,000 to 30,000 for those aged 50 to age 80. Simplified issue life insurance can be a good choice for individuals with health problems or

A burial insurance plan is a small life insurance policy. If you don’t want to read this article, request a quote or call us at (281)688-8166 or go online at www.darrell-franklin.com. Burial insurance provides a quick cash payout to your beneficiary(s), so they have the necessary monies to pay for your funeral costs. Things to consider: How much

There are many factors to consider when acquiring a life insurance policy that can help protect your family’s future financial needs. This life insurance guide can help make it easier to understand the basic process of purchasing life insurance. For example, how it works, the types of coverage available, why you need it, and how