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a woman choosing a life insurance beneficiary

How Do I Choose A Beneficiary For My Life Insurance?

Introduction The entire existence of life insurance companies is veritable proof of the fact that life is unpredictable. While you can create policies covering every outcome, you can’t control the people involved. That’s why choosing your life insurance beneficiary is a bit more complicated than choosing someone you trust.

A family spending time together

Insurance Plans That’ll Make Sure Your Loved Ones Are Always Looked After

Introduction  When it comes to protecting our loved ones, we all want to make sure that no matter what life throws at us, they are always taken care of. Whether it’s unexpected events like death or disability, or the inevitable costs of aging, having the right long-term insurance plans in place can give you the peace …

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a criminal

Can I Get a Life Insurance Policy if I Have a Criminal Record?

Introduction Even if you’ve been convicted of a crime, getting life insurance is possible. Most insurance companies won’t raise your premiums because you have a misdemeanor or a traffic ticket on your record. However, buying life insurance with a felony charge will be more challenging and costly, particularly in the initial years after sentencing.

Life insurance documents

Can You Withdraw The Money Early From A Life Insurance Policy?

Life insurance is a significant financial commitment that many overlook when thinking about their retirement. A life insurance policy can not only protect your family in the event of your death but can also provide additional sources of retirement income later on. Moreover, if you were to face an unexpected financial emergency, your life insurance policy …

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Unemployed woman

Do Life Insurance Companies Offer Policies for Unemployed People?

Life insurance is a valuable tool that can help protect your family in the event of an unexpected death. However, there are a lot of factors that life insurance companies will consider when determining your eligibility for coverage. If you’re currently unemployed, that could mean you’ll struggle to find a company that will approve your application.

a man with his grandkid

What Is The Procedure For Obtaining A Renewable Term Life Insurance Policy?

What Is Renewable Term Life Insurance? When you get life insurance, you can rest assured that your loved ones will be provided for monetarily in the case of your untimely demise. A term life insurance policy covers the policyholder for a predetermined amount of time. The only time a death benefit is paid out on a …

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Calculating life insurance

How To Calculate Your Life Insurance

One of the most important financial decisions you’ll ever make is choosing how much life insurance to buy. The amount you buy is based on your specific needs and risk profile. It will help your family and loved ones cope financially if you die unexpectedly, so you must make the right purchase decision.